Settlement Process

The real estate process begins once the contract has been ratified between both parties. Once Acquisition Title & Settlement Agency (ATSA) has received your contract from your Realtor or you (For sale by owner) ATSA will:

Acquisition Title & Settlement Agency, INC

1) Order a title search of the property.

2) Review title exam to determine if property has any potential risk or clouds on title.

3) Review written instructions from lender regarding the terms of the loan.

4) Provide a commitment to insure (ins. binder) to lender.

5) Send you a letter from us explaining things we need in order to complete settlement (deeds, homeowners ins., termite inspections & any payoffs).

6) Once we get approval from your lender they send us the loan documents to be signed.

7) A processor will contact you about closing time & a specific amount of money needed for settlement.

8) All funds must be certified check, money order or cash.

9) The seller's closing time should take approximately 10-20 minutes and the buyers closing time 40-50 minutes.

Roanoke Office

3140 Chaparral Dr. S.W.
Suite C-107
Roanoke, VA.24018

Smith Mountain Lake Office

Westlake Village Business Park
12925 Booker T. Washington Hwy, Suite 103
Hardy, VA 24101


115B Tradewynd Drive
Suite 201
Lynchburg, VA 24502

SSI Registered Agent

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